Hump Day – July 19, 2017

What is hump day? It’s Wednesday. The hump to your work week. 2 days down and 2 days to go. On hump days I will be sharing articles, videos, or other form of entertainment. It will include links to other posts I have liked throughout the week. Some are parenting articles, others are personal finance ones, and occasionally there will be a random funny article. Enjoy!

On this day

In 1866 my home state of Tennessee is the 1st to ratify the 14th amendment to the US constitution guaranteeing civil rights. Good for Tennessee. If memory serves me right, Tennesse was the first Confederate state to return to the Union. Additionally this was shortly after the Civil War ended in May of 1865, thus addressing many points of former slaves now being free citizens and issues with those who had rebelled.

So what does the 14th amendment provide.

Section 1

All citizens are protected from states making or enforcing laws which abridge the privileges or immunities of citizens. No state shall deprive a person of life, liberty, or property without due process of the law. No one may deny “equal protection of the laws”

Section 2

Each state shall have Representatives based on the whole number of persons in each state (excluding Indians). The vote was still limited to men, over 21 years of age, and citizens of the United States.

Section 3

No prior rebels against the United States (or supporters by aid of those rebels) can be elected to office (civil or military). Congress did have the right to remove this disability by a ⅔ vote of each House.

Section 4

Public debt that was obtained fighting a rebellion shall not be questioned. Debts obtained while leading a rebellion against the United States, including loss or emancipation of a slave, are all void and illegal.

Section 5

Congress has the right to enforce these new rules.

There you have it. The 14th amendment got rid of the 3/5th rule and other archaic and inhumane practices prior to the Civil War and the emancipation of slaves.

Hump day articles

So this week there are many good articles but I have kept it down to 4. The first discusses decision fatigue and the other 2 describe retiring at two extremes. One person who does not think they can retire on $3 million and another who is making $1.8 million a year but living off of $70K. We round it out with 10 lessons from a mini-retirement. So here we go.

Wall Street Physician discusses decision fatigue. Don’t decide whether to read it, just do so. It is a very real thing and much like clutter, can decrease your happiness and efficiency.

Earn Save Invest discusses how $3 million isn’t really enough to retire…if you are crazy. I could easily retire on that amount and if I die my wife will get about that much in life insurance funds. Here is what I recommended she do with that windfall.

Finally, here is a person who earns $1.8 million and lives off of $70K on Physician on Fire. The good doctor is helping him get his financial house in order.

Finally, if you ever wondered what a mini-retirement could teach you, Ms. Montana at Montana Money Adventures tells us here.

So there you have it. A few less articles featured this week, but that means you can really enjoy these. I hope you have a great rest of the week.

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I am a Dad and Doctor trying to make sure I am living life in the best way possible. Whether it is having my finances together, being a great parent, or balancing my home life with work, I am here to kick a$$ and help you do the same.

4 thoughts on “Hump Day – July 19, 2017

  • July 19, 2017 at 6:23 am

    Ahhh, I really do love the idea of a mini-retirement. It sounds like a lot of people are doing them, too. I think it would be a great way to combat career burnout. Hmmm.

    • July 19, 2017 at 6:24 am

      I took a pseudo-mini retirement where I left clinical work to some research in Argentina. It was pretty sweet and helped me fight burn out 100%.

  • July 19, 2017 at 5:40 am

    Thanks for the share, DDD!


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