1 year after the Tubb’s Fire, from good to great

We are one year out from the Tubb’s Fire. It has been a challenging year but a year of great growth. Growth for myself and growth in my relationships between the people I care about most. I am appreciative that we survived and appreciative of the clarity one receives when they lose every physical possession in their lives. With no physical items holding you back, it is easy to see the future.

So today I will write about where my future is taking me. This is less a reflection on the past year, but on the next few to come. So without further ado, let’s talk about going from Good to Great.

From Good to Great, the last year

I borrowed the title of this post from a respected blogger and friend, Fritz over at The Retirement Manifesto. He has an entire series of posts on how he has gone from good to great. Let’s be honest, most of us sitting here typing words into a computer have it pretty good. We have the financial well being to not be hustling all day to make ends meet. We have the education and know how to start a website and produce legible content. In other words, we have it pretty good.

Still in life, even for those who have it good, we must find ways to improve it. To go from good to great. It is part of the human psyche and what has driven us through centuries to build cities and inventions, to modify our surroundings to fit our otherwise weak bodies. We are always striving for great, myself included.

Life has been pretty good for me. I came from an educated immigrant family, worked hard, received a solid education, and became a physician. I have a loving and strong-willed wife and a healthy and strong-willed son. My parents are still alive and healthy as are my siblings/in-laws. Life is good.

When we lost everything in the Tubb’s Fire last October we had a hiccup in that progress, but still were good. We had our lives and health despite losing our possessions. We were well insured due to a solid insurance agent and were able to piece back our lives. There were others who were less fortunate. People who lost lives, who were not insured, who have been so devastated that they could not go forward or moved out of town due to the shear stress of the entire situation. We have all suffered small traumas and stressors since that day, but we persevere. Personally, for me, there have been stressors and maybe this is left for another post.

California dreaming…

Today, let’s focus on going from Good to Great. Life is strange and beautiful. It provides us all with opportunities and challenges. 2.5 years ago I moved my family cross-country to live the California dream. We had loved New Orleans, but California promised many things including proximity to family, fantastic weather and nature, and a good job. Twelve months ago I thought I would be here for the rest of my career.

Then the fire happened and we had time to reflect and reset. We enjoy Santa Rosa, the people, nature, and the wine…man do we love the wine. But the California dream has not been all it is cracked up to be.

First, there are fires. Since last year numerous fires have burned and this means poor air quality while also being on edge. I don’t imagine this will be improving as the years go by.

Next, while our family was close by distance (approximately 50 miles) that equated to 2 + hours of driving to see them. This is not close.

Then there is the cost of living in California. Between property costs, property taxes, and income tax we ended up tying a lot of money into just living in California.

Finally, I miss academics. I miss the interactions with younger persons who are training and the diversity of thought. I miss working at a large institution with access to all of the tools Cardiology has to provide. Despite knowing that being in private practice has made me a better physician, it is not the right fit for me. 

Southern living is right for me

For these reasons, my wife and I have decided to make some changes. To go from Good to Great. How you might ask?

We are moving back to my hometown in Tennessee!

I have accepted a job at a large academic center and will be teaching and doing research once again. While we are sad to leave our friends and family on the West Coast, we are excited about the new experience.

So how is this Great?

There are a few reasons this move makes sense.

  1. Family- By moving back to Tennessee I will be working with my brother, live 10 minutes from him and 2 other cousins, live 20 minutes from my parents, aunts, uncles, and grandmother. Plus, my son will have 5 cousins near his age to grow up with.
  2. Academics- I get to teach, do research, and take care of patients. Even better I will be able to take care of Veterans and also focus on a sub-specialty that I am passionate about (cardio-oncology).
  3. No state income tax. Yup, there is no state income tax in Tennessee and they are getting rid of dividend income tax too. This will equate to a large chunk of savings for us.
  4. Property is cheaper. I can buy a nice, new 2500 square foot home in my town for between $600,000 to $700,000. If I am willing to commute to work and live 15 minutes away, that price drops pretty quickly. Compare this to my $1,200,000 twenty year home in Santa Rosa.
  5. Property taxes are cheaper. Significantly cheaper.
  6. We will be closer to some of my favorite bloggers- I am looking at you Fritz and the Groovies!
  7. We will be back to my beloved New Orleans. I am hoping we will visit at least once a year.

Steps to making it happen

Once I obtained the job, which was the first step to make this move happen, we decided not to build our home in Santa Rosa. It has been a stressful process and that was even before breaking ground. I received my job offer on Friday. We were set to break ground the following Friday. I pulled out of the contract on Thursday.  Stressful and down to the wire, but the correct choice. Now the lot is in escrow and should be closed by the time you are reading this. At the 1 year anniversary, we will be landless and putting the Tubb’s Fire behind us. We will use this opportunity to move from Good to Great!

I am excited and I guess the point of all of this is to take the unexpected in life and let it lead you down a new, potentially better path. Never stop adapting and changing.

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DadsDollarsDebts

I am a Dad and Doctor trying to make sure I am living life in the best way possible. Whether it is having my finances together, being a great parent, or balancing my home life with work, I am here to kick a$$ and help you do the same.

31 thoughts on “1 year after the Tubb’s Fire, from good to great

  • November 6, 2018 at 12:22 am
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    The move makes a lot of sense. The fact that you’ll have so much family around you would be so great as well.

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  • October 31, 2018 at 2:36 am
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    Congratulations!! How very exciting b

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  • October 23, 2018 at 6:01 am
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    You got guts, my friend. Sad that California didn’t work out for you guys. But happy as hell that you’re making Tennessee your new home. Can’t wait to hit the road with Fritz and finally get to meet you. All the best to you and your family as you transition to The Volunteer State. Talk to you soon. Cheers.

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  • October 22, 2018 at 12:11 pm
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    Best of luck in your new life.

    Dr. Cory S. Fawcett
    Prescription for Financial Success

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  • October 12, 2018 at 12:02 pm
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    Getting all your stuff burned up turns you from a cream puff into a steely eyed missile man. You become laser focused and bulls eye serious about what really matters. I know because I share the experience. All life is forward moving and every river you step in takes you somewhere new. I told you it would take 2 years to sort out the chaos. You’re half way home, and far richer than before.

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    • October 12, 2018 at 12:36 pm
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      Laser focused is right. I am hoping I fast forward the 2 years by moving. Closed on our d lot yesterday so leaving with no hold backs.

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  • October 10, 2018 at 3:50 pm
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    When life hands you lemons… move back home.

    The move makes a lot of sense to me. Congrats on making some important life decisions and rising from the ashes even stronger.

    Cheers!
    -PoF

    Reply
  • October 10, 2018 at 10:20 am
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    A life crisis is good for clarifying values and priorities through both the reflection and necessary actions you have to take afterwards. I had a similar experience many years ago after a significant blood clot after my daughter’s birth and my then mother in law’s cancer diagnosis. At the time I was doing my PhD in Melbourne, Australia. I ended up throwing that away, returning to New Zealand to live near family and becoming a teacher, decisions that had a much better long term impact on my life. All the best for your new stage.

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    • October 10, 2018 at 10:22 am
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      Katie, sorry you went through that, but yes life gets clarified pretty quickly in these situations. We will be in New Zealand for most of November, visiting both islands. We are quite excited.

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      • October 10, 2018 at 4:53 pm
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        Oh how exciting! I hope you enjoy it. We live not far from Rotorua which is a great tourist destination and awesome for families too so if you don’t have it on the list I suggest you check it out. Have fun!

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  • October 10, 2018 at 8:04 am
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    Congratulations on all the huge decisions you and your family have had to make and how well you’ve coped with everything after the fire. Moving to Tennessee sounds like you will be in a great career situation and a happy family situation too. As much as I love California, I would not want to stay in that Sonoma/Napa Vally area with the strong threat of future fires.

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    • October 10, 2018 at 8:05 am
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      It has been nerve wracking. We are still under a high fire warning and I doubt it will get better. So many beautiful things here and I understand why people live here.

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  • October 10, 2018 at 5:12 am
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    It’s funny how life has a strange way of working out. It sounds like life is really looking up for you and I am inspired by you and how you have persevered through this past year. Congrats on the new position and the move!

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    • October 10, 2018 at 5:59 am
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      Life is always surprising but I am a big fan of taking the opportunities given and running with them. Thanks for the congratulations.

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  • October 10, 2018 at 3:34 am
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    I’m very happy for you that you realized California was no longer the right fit for you and your family and you were willing to make a fresh start. Good luck! (And thanks for mentioning us, neighbor. We look forward to meeting!)

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    • October 10, 2018 at 5:58 am
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      Thanks Mrs. Groovy. Sometimes it is good to make a change and we are looking forward to meeting you guys.

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  • October 10, 2018 at 3:32 am
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    Being close to family makes a world of difference. I agree, 2 hours isn’t close. It will be awesome to have family around as your son grows up! 🙂

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    • October 10, 2018 at 5:57 am
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      Thanks, Kristine. 2 hours was brutal. I am looking forward to 10 minutes. My son is going to have 5 cousins running around with him so we are excited.

      Reply
  • October 9, 2018 at 7:50 pm
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    What a challenging year it has been for you, your family, and the Santa Rosa community in general. I’m glad you’re able to turn a challenge into an opportunity. Turning the page on one chapter in your life to a new beginning. From good to great. Wishing you all the best!

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    • October 9, 2018 at 8:00 pm
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      Thanks Dr. McFrugal. We will keep on trucking and I am looking forward to the change.

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  • October 9, 2018 at 1:31 pm
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    Congrats on the move. Great to see it come full circle to a good opportunity.

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  • October 9, 2018 at 9:33 am
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    That is great news and geoarbitrage will definitely make up for some of the things you lose by not living in California.

    Glad you took an awful situation and pivoted to find one that likely will put you in a better spot a few years down the road.

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    • October 9, 2018 at 9:53 am
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      Thanks Doc. It is a necessary step in putting this behind us. The stress everyone in the community had been through is very real and palpable. Leaving is probably the surest way to move forward and I was fortunate to have a great opportunity.

      Reply
  • October 9, 2018 at 9:31 am
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    Wow, that is quite a life pivot. Sounds exciting because you sound excited. Little known fact, I was born in TN and loved that geography.

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  • October 9, 2018 at 5:37 am
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    Congratulations on Moving From Good To Great! Excited to meet you after you get settled in TN. God’s country, for sure. Thanks for the shout-out, and including me (& The Groovies) as part of your definition of Great!! See you soon!

    Reply

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